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Get a clear picture of your budget before you start your search.
Most lenders look for a debt-to-income (DTI) ratio of 43/49 — meaning no more than 43% of your gross monthly income should go toward your mortgage payment, and no more than 49.99% toward total monthly debts.
Looking into VA or FHA loans? They may allow for higher DTI limits, depending on your individual situation.
Looking to finance a home or other property? Getting the right loan with a great rate shouldn’t feel overwhelming.
We’re here to simplify the process — starting with a quick Pre-Qualification Letter request. Our tools and guidance help you compare your options clearly, so you can choose the loan that fits your goals.
Whether you’re buying your first home or your next, we’ll make sure you’re confident every step of the way.
We kick things off with a pre-qualification or pre approval, giving you the confidence to shop for your dream home like a serious buyer.
A little paperwork, big results. We gather your income, assets, and ID to set the stage for your approval.
Our team reviews your file with precision and matching you to the right lender so you’re one step closer to “yes.”
Almost there! Just a few final pieces of info to clear the way for your official approval.
The best part: now sign, get your keys, and step into the home you’ve been dreaming about.
Discuss financial goals, loan options, and eligibility with your loan officer.
Gather income, ID, and property documents for review.
Underwriters assess your documents, credit, and loan eligibility.
Sign final loan documents, confirm loan terms, and receive your funds.
